Mortgage Checklist

The following information is usually required during the loan process:

• Your Social Security number
• Current 30 days of pay stubs
• Tax returns with W-2’s for the past two years
• Bank statements for the past two months
• Investment account statements for the past two months
• Retirement account statements for the past two months
• Drivers License
• Purchase and Sale (if applicable)
• Any divorce paperwork (if applicable)
• If newly married a marriage certificate
• Current rental company information or if private party, 12 months cancelled checks
• Proof of source of funds for down payment. i.e., bank statement, or a gift letter
• Any bankruptcy paperwork (if applicable) or foreclosure or short sale paperwork (if applicable)

If you currently own Real Estate:

• Mortgage account information
• Home insurance policy information
• Home equity account information (if applicable)