The following information is usually required during the loan process:

  • Your Social Security number
  • Current 30 days of pay stubs
  • Tax returns with W-2’s for the past two years
  • Bank statements for the past two months
  • Investment account statements for the past two months
  • Retirement account statements for the past two months
  • Drivers License
  • Purchase and Sale (if applicable)
  • Any divorce paperwork (if applicable)
  • If newly married a marriage certificate
  • Current rental company information or if private party, 12 months cancelled checks
  • Proof of source of funds for down payment. i.e., bank statement, or a gift letter
  • Any bankruptcy paperwork (if applicable) or foreclosure or short sale paperwork (if applicable)

If you currently own Real Estate:

  • Mortgage account information
  • Home insurance policy information
  • Home equity account information (if applicable)