The following information is usually required during the loan process:
- Your Social Security number
- Current 30 days of pay stubs
- Tax returns with W-2’s for the past two years
- Bank statements for the past two months
- Investment account statements for the past two months
- Retirement account statements for the past two months
- Drivers License
- Purchase and Sale (if applicable)
- Any divorce paperwork (if applicable)
- If newly married a marriage certificate
- Current rental company information or if private party, 12 months cancelled checks
- Proof of source of funds for down payment. i.e., bank statement, or a gift letter
- Any bankruptcy paperwork (if applicable) or foreclosure or short sale paperwork (if applicable)
If you currently own Real Estate:
- Mortgage account information
- Home insurance policy information
- Home equity account information (if applicable)