FHA Loan Services

Choose an FHA Loan for Your Home Dreams

Homeownership is a worthwhile ambition. If you want to build equity and have a place to call your own, you need a trusted partner to help you. Neighborhood Mortgage is a mortgage broker with a range of lending options to make your homeownership dreams come true. This includes FHA loans.

FHA loans are special government loans designed to help first-time home buyers purchase a home. Specifically, these loans support people who do not qualify for conventional loans. This means the loans are insured by the FHA. You have to understand the terms and conditions before you apply.

Homeownership may be within your reach. If you are a first-time home buyer in Washington or Arizona, let Neighborhood Mortgage help you. We'll support you as you navigate the complexities of government loans. We have over 150 years of combined experience, so you can trust us for the best advice.

Let's talk about your homeownership goals today. Talk to Neighborhood Mortgage about an FHA loan!

Understanding FHA Loans

FHA loans are powerful options to make homeownership accessible for more buyers. Before you apply, you should learn more about these loans and how they work.

FHA loans are known more formally as Federal Housing Administration loans. The FHA is part of the Department of Housing and Urban Development or HUD. The HUD was formed in 1965, and it operates the FHA to administer loans through the government's home loan insurance program.

To be eligible, you must be a first-time home buyer. We will consider your FICO score, MIP, and debt-to-income ratio. You must be able to provide evidence of steady income and proof of employment. Other factors may apply, so you should consult with Neighborhood Mortgage today to assess your eligibility. We provide free consultations, so it's easy to get started. Reach out to our team!

Your Choice for a Reliable Mortgage Broker

At Neighborhood Mortgage, we're more than just a mortgage lender. We're your financial advisors, dedicated to finding the best loan options that suit your needs. Our small team of advisors is always ready to serve you, armed with a promise to earn your trust through our unwavering commitment to helping you achieve your dreams of homeownership.

For us, it's not about the numbers. It's about our integrity. We strive to be trustworthy in everything we do, and we've worked hard to build a reputation for excellence. Our service is personable, and we're proud to be the go-to mortgage team for borrowers like you.

We know that time matters. You won't have to wait long with our help. With fast, accurate mortgages, we can start your loan process within 24 hours, and we have a reputation for fast closings. For estimates, we'll have one ready in just 24 to 48 hours.

We're not just fast. We're also competitive. We'll do our best to beat our competitors' rates, offering you the most affordable path to your dream home. Get in contact with us now for a free consultation!

Contact Us Today for FHA Loans

Take the first step towards your dream home. Get in touch with Neighborhood Mortgage. Our team is eager to provide you with the personable service and expert advice you need to navigate the FHA loan process. Contact us today and let's turn your dream into reality.